Food, drink & lodging

Surplus lines insurance for bbq restaurant businesses

Food and lodging are timing, heat, and people who showed up. Dining rooms, late lights, and a rush that does not care that you just wiped the pass. If that is your floor, hello.

Pit smoke, long cooks, and patio service add exposure beyond a standard kitchen line. Smoker fuel, outdoor seating, and catering.

From the floor

  1. Smoke is the brand and also the coworker.

  2. Brisket does not hurry. That is the whole thesis.

  3. A pit is a clock you cannot argue with.

  4. Sauce debates are local politics.

Lines people in this work talk about

  • General Liability
  • Property
  • Liquor liability
  • Workers Compensation
  • Cyber

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