Food, drink & lodging

Surplus lines insurance for bed & breakfast businesses

Food and lodging are timing, heat, and people who showed up. Dining rooms, late lights, and a rush that does not care that you just wiped the pass. If that is your floor, hello.

Innkeeping blends hospitality with living on the premises you maintain for guests. Room count, owner occupancy, and breakfast service.

From the floor

  1. Guests sleep in a house that also has to be a tiny hotel.

  2. Breakfast is a performance with jam.

  3. The porch is the lobby.

  4. A good innkeeper knows who wants a map and who wants quiet.

Lines people in this work talk about

  • General Liability
  • Property
  • Liquor liability
  • Workers Compensation
  • Cyber

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