Food, drink & lodging
Surplus lines insurance for caterer businesses
Food and lodging are timing, heat, and people who showed up. Dining rooms, late lights, and a rush that does not care that you just wiped the pass. If that is your floor, hello.
Off-site kitchens, temp setups, and tight event timelines are logistics most guests never see. On-premises vs off-site prep, liquor service, and staffing.
From the floor
Someone else's party is your logistics puzzle.
Sternos, chafers, and a van that has seen things.
The kitchen is wherever you can plug in and not panic.
Guests think it appeared. You know about the loading dock.
Lines people in this work talk about
- General Liability
- Property
- Liquor liability
- Workers Compensation
- Cyber
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