Food, drink & lodging
Surplus lines insurance for coffee shop businesses
Food and lodging are timing, heat, and people who showed up. Dining rooms, late lights, and a rush that does not care that you just wiped the pass. If that is your floor, hello.
Morning rush, espresso equipment, and a steady regular crowd are a rhythm you run daily. Seating, bakery add-ons, and delivery.
From the floor
The morning rush is a tiny airport with better pastries.
Espresso machines have moods. So do regulars.
A good cafe knows who wants to talk and who wants the corner.
Steam, ceramic, and a playlist that has to work at 7 a.m.
Lines people in this work talk about
- General Liability
- Property
- Liquor liability
- Workers Compensation
- Cyber
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