Recreation & fitness
Surplus lines insurance for guided outdoor activities businesses
Outdoor shops rent a little weather, a little speed, and a story people tell later. Bikes, boats, trails, and a briefing that has to stick. If that is your season, you are in the right conversation.
Guests book your trips for the experience; guides, checked gear, and safety briefings are how you run them. Supervision, waivers, and maintenance.
Out in the weather
Guests book the view. Guides pack the extra layer they will actually need.
A trail briefing is half map and half 'watch that root'.
Checked gear is how a fun day stays a fun day.
Weather is a co-guide with no customer-service training.
Lines people in this work talk about
- General Liability
- Inland Marine / Equipment
- Commercial Auto
- Umbrella / Excess
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