Trades & contractors

Surplus lines insurance for handyman businesses

Trade work is a living. Height, heat, a supply-house run, and a job that never quite matches the drawing. If you build and repair for a living, pull up. We speak jobsite.

A punch list that spans a leaking faucet, a hanging TV, and a door that never latched. Service radius, tool van, and what you will not touch.

From the job

  1. A punch list is a novel in bullet points.

  2. The interesting call is the one that starts with it is probably simple.

  3. The van is a hardware store with worse aisles.

  4. You finish the jobs that are too small to be a project and too real to ignore.

Lines people in this work talk about

  • General Liability
  • Workers Compensation
  • Commercial Auto
  • Umbrella / Excess
  • Cyber

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