Property & landlords
Surplus lines insurance for mixed-use building businesses
Property is a pile of small decisions that do not take weekends. Keys, roofs, tenants, and a boiler with opinions. If you own or run a building, you already know the plot.
Retail foot traffic below residential units stacks different exposures in one address. Unit mix, common areas, and commercial tenants.
About the building
Coffee downstairs, apartments upstairs, and a sidewalk that works both shifts.
Retail hours and residential quiet have to share a staircase.
The interesting leak is the one that cannot decide which tenant it belongs to.
A mixed-use block is a city in miniature.
Lines people in this work talk about
- Property
- General Liability
- Umbrella / Excess
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